The article begins with a warning: "it is becoming increasingly clear that wealth alone is not an adequate insurance mechanism against the complex set of economic, ecological, technological, and geopolitical risks posed by the current century". The recommendation is to be proactive and choose favourable and flexible jurisdictions, including multiple ones. In the author's view, the more the better: "The more jurisdictions a family can access, the more diversified their assets will be, and the lower their exposure will be to both country-specific and global volatility." In fact a number of jurisdictions have been promoting their relative advantages, with that landscape changing often. The Henley firm advises clients on the current advantages and disadvantages of a number of key jurisdictions, many of which now offer their low-tax residency in exchange for investments of certain amounts. Detailed descriptions of current programmes include: Malta, Cyprus, Thailand, Grenada, and Antigua and Barbuda.