Over the last fifteen years, securitisation has transitioned from a product that was largely the purview of bankers and other structured finance professionals to a term that has entered the public lexicon, due to the credit crunch. Yet despite its increased prominence, few are confident in their understanding of the complex processes involving many parties seeking to achieve a variety of outcomes.

While many overarching principles of securitisation transactions such as asset classes, regulatory capital requirements and off-balance sheet accounting can be geographically agnostic, each transaction is subject to varying local rules and regulations specific to the jurisdiction(s) in which it is taking place. As such, navigating the myriad of legal, regulatory and accounting requirements necessitates a wide range of expertise, with specialists in one field still required to have a broad understanding of others.

Edited by Dominic Griffiths, London Managing Partner at Mayer Brown International LLP and a structured finance practitioner for 25 years, European Securitisation offers a comprehensive overview of the key structural and geographical aspects of securitisation transactions across Europe.

This book provides an essential guide for any legal or non-legal securitisation practitioner, at any level of experience. It includes key coverage of:

a history and overview of securitisation in Europe;
key asset classes used in securitisation transactions;
non-legal aspects such as accounting, regulation and hedging; and
local law regimes across selected European jurisdictions.

Lola Adekoya
Associate, Mayer Brown
[email protected]
https://www.mayerbrown.com/en/people/a/adekoya-lola

Lola Adekoya is an English-qualified associate in the banking and finance practice of Mayer Brown’s London office. Her practice comprises a wide range of securitisation (public and private) and structured finance transactions.
She regularly represents financial institutions, credit funds, corporate borrowers and fintech companies on transactions involving a wide range of asset classes including trade receivables, leases, corporate and personal loans, credit card receivables and other types of inventory. Prior to joining Mayer Brown in 2022, Lola worked in the London office of a major global financial institution.

Miguel Brito da Silva
Associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/miguel-brito-da-silva/

Miguel Brito da Silva is a Portuguese-qualified lawyer in the banking and finance practice of the London office, focused on structured finance and securitisation.
He works closely with lenders, arrangers and sponsors on a broad range of securitisation and debt capital markets deals, including ABS, RMBS, CMBS trade receivables, non-performing loans, fintech lending, loan portfolio sales, warehouse lines and loan-on-loan transactions. Having qualified in Portugal, prior to joining Mayer Brown in 2021 Miguel worked in the Lisbon office of a leading Portuguese firm. In addition to his native Portuguese, Miguel is fluent in English and Spanish.

Héctor Bros
Partner, finance, Cuatrecasas
[email protected]
https://www.linkedin.com/in/hector-bros-21b6882/

Héctor Bros is a specialist in financing transactions, with over 20 years of experience in the banking and finance sector. He advises on corporate and project financing, asset financing, innovative and complex structured financing, other forms of structured financing and financing cross-border acquisitions. He also advises international banks and investment funds on debt restructuring and distressed debt. Héctor is a reference counsel for some of the most important Spanish financial institutions. He is a lecturer for the bachelor’s degree in international business law at Universidad de Navarra, the master’s degree in corporate finance law at ESADE Business & Law School, and the master’s degree in business law at ISDE Law & Business School. He is the author of several articles for international publications on the legal aspects of financing transactions.

Emanuela Campari Bernacchi
Partner, head of structured finance department, Gattai, Minoli, Partners
[email protected]
https://www.linkedin.com/in/emanuela-campari-bernacchi-20603635/

Emanuela Campari Bernacchi heads the structured finance department at Gattai, Minoli, Partners. She is widely acknowledged as one of the key players in structured finance as well as in DCM transactions. She also has extensive experience in NPL transactions, frequently advising the major domestic and international players in plain vanilla and structured transactions. In recent years Emanuela has developed an extensive knowledge of the fintech market and is regarded as one of the leading lawyers in this field within the Italian market. She is the author of several articles in Italian and international reviews, and co-author of a book on fintech focusing on regulation requirements in various countries around the world. She speaks Italian and English.

Bassem Caradec
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/bassemcaradec/

Bassem Caradec is a senior associate in the banking and finance practice of Mayer Brown’s Paris office. His experience includes structured finance, securitisation, fund finance and leveraged finance matters. He has worked extensively on asset-based structured transactions including, in particular, securitisation and factoring programmes, as well as setting up various debt funds dedicated to infrastructure and SME loans, including through crowdlending platforms. He has also participated in the setting-up of several French debt funds authorised to act as European Long Term Investment Funds (ELTIFs) by the French market authorities for the purpose of granting loans directly to European SMEs. He is admitted to the Paris Bar.

José Miguel Carracho
Senior associate, Vieira de Almeida
[email protected]
https://www.linkedin.com/in/jos%C3%A9-miguel-carracho-39742661/

José Miguel Carracho joined VdA in 2015. He is a senior associate in the firm’s banking and finance department and is actively involved in several securitisation deals and other structured finance transactions, as well as many equity and debt capital markets transactions.
He has significant experience in fintech, payment services and blockchain/DLT matters, advising payment and e-money institutions as well as crowdfunding platforms.
José has been seconded to a real estate fund, to the legal and compliance department of Haitong Bank, to the legal department of McKinsey & Company and to the legal department of Santander Consumer Finance (assisting in implementing a fintech partnership with a payment services provider).
Between 2021 and 2022 José worked in the London office of Mayer Brown in the banking and finance practice area, mainly engaging in securitisations and other structured finance transactions.

Pedro Cassiano Santos
Partner, Vieira de Almeida
[email protected]
https://www.vda.pt/en/people/partners/pedro-cassiano-santos/90/

Pedro Cassiano Santos joined VdA in 1989 and is a partner and the head of the firm’s banking and finance practice.
Pedro is regularly involved in the provision of legal advice in banking and capital markets on regulatory matters, as well as in the structuring of financing transactions such as the issue and placement (both national and international) of debt, hybrid and equity instruments, and the issue and placement of warrants and other risk management tools for both cash and synthetic financial products. He has also worked actively in securitisations and other types of asset-backed and structured finance transactions. Pedro is a regular speaker at conferences and a guest lecturer on several master’s and postgraduate courses at distinguished institutes and universities.

Lucy Chambers
Senior associate, Ogier
[email protected]
https://www.linkedin.com/in/lucy-chambers-617a506/

Lucy Chambers works as part of a specialist listings team for Ogier’s listing agent, Ogier Corporate Finance Limited, advising clients in relation to listings on the International Stock Exchange (TISE).
Prior to her current role (which commenced in January 2018), Lucy spent three years at TISE as a listings and technical manager, reviewing listing applications and providing assistance and support to the Listing and Membership Committee in maintaining and updating the Listing Rules.
Lucy has extensive experience in the areas of corporate and structured finance, having previously worked on a wide range of structured finance transactions and more general corporate and commercial work, including listings and corporate restructurings. She also undertook a secondment at Clifford Chance LLP in its debt capital markets practice.
Lucy began her legal career with Ogier in 2001. She was admitted as a solicitor in England and Wales in 2006 and the British Virgin Islands (not practising) in 2007.

Paul Chanter
Partner, Ogier
[email protected]
https://www.linkedin.com/in/paul-chanter-0a189314/

Paul Chanter is a partner in the banking and finance department of Ogier Guernsey. He holds an LLB in English and French law from King’s College London and a maîtrise en droit from Université Paris 1, Panthéon-Sorbonne, and has specialised in finance transactions for over 15 years in the United Kingdom and Guernsey.
Paul has led Ogier teams on a wide range of leading finance and debt capital market transactions in a variety of sectors, advising financial institutions, alternative lenders and corporates on transactions predominantly of a multijurisdictional nature. He is a director of Ogier Corporate Finance Limited, which acts as listing agent for listings on the International Stock Exchange.
Paul is ranked for banking and finance in Guernsey as a next-generation partner by Legal 500, a rising star partner by ILFR 1000 and an upand- coming partner by Chambers and Partners.

Jaime de la Torre
Partner, debt capital markets and finance, Cuatrecasas
[email protected]
https://www.linkedin.com/in/jaimejuanrodriguezlozano/

Jaime de la Torre is a specialist in debt capital markets transactions, securitisation and all types of debt issues – public, private, corporate and credit institutions (bonds, notes, subordinate debt, public sector bonds, mortgage and covered bonds and regional bonds), derivatives transactions, preferred shares and warrants.
Jaime advises private and public entities on debt issues in capital markets, public and private placings and domestic and international issues, as well as on high-yield and direct lending transactions. Recently, he has advised on acquiring distressed debt and non-performing and reperforming loans through structures associated with capital markets. He is admitted to practise in England and Wales and has worked at the finance departments of leading Spanish and international firms. He lectures in postgraduate and specialisation courses at a number of schools and universities, including ESADE Business & Law School, CUNEF University College of Financial Studies, IFAES International Faculty for Executives, ESCA, CEES, Institute of Stock Exchange Studies and Universidad CEU San Pablo.

Treasa Duffy
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/treasa-duffy-74453615a/

Treasa Duffy is a senior associate in Mayer Brown’s banking and finance practice in London. Treasa read law at the University of Bristol and is specialised in advising corporate trustee and loan agency houses on a broad range of banking and debt capital market products, including securitisations and other forms of asset-backed and secured finance lending.

Tania Esteban
Senior associate, finance, Cuatrecasas
[email protected]
https://www.linkedin.com/in/tania-esteban-logro%C3%B1o-78934122/

Tania Esteban is an adviser to national and international companies on derivative instrument transactions and financial regulation, and syndicated and bilateral financing transactions. She specialises in Spanish and pan-European securitisation transactions involving all types of assets (ranging from invoices and credit cards to promissory notes and home mortgage loans), and the issuance of debt instruments (including high-yield and corporate bonds, and internationalisation covered bonds). Before joining Cuatrecasas, she worked for the legal departments of Bolsas y Mercados Españoles (a company handling organisational aspects of Spanish stock exchanges and financial markets) and Santander Global Banking and Finance, advising on derivate financial instruments. A member of the Madrid Bar Association, she regularly speaks at training courses and workshops on her specialty. She is a former lecturer in the Admission to the Practice of Law master’s programme at Universidad Complutense de Madrid.

Leigh Ferris
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/leigh-ferris-aba36080/

Leigh Ferris is a senior associate in the banking and finance practice of Mayer Brown’s London office. His practice encompasses securitisation and general structured finance transactions across many asset classes, forward-flow and warehouse lines, capital markets, loan portfolio sales and derivatives.
Leigh advises market participants across the full securitisation spectrum including originators, issuers, arrangers, investors, swap counterparties, trustees and other third-party participants. He works regularly on private warehousing lines and forward-flow structures for new and established originators across Europe. Leigh also advises on CMBS and RMBS transactions including primary and special servicing.
Leigh joined Mayer Brown in 2022, having previously spent nine years at another international law firm, including secondments in the capital markets department of a major investment bank and NASDAQ-listed company.

Sara Gerling
Partner, NautaDutilh
[email protected]
https://www.linkedin.com/in/sara-gerling/

Sara Gerling is a partner with NautaDutilh Luxembourg and a member of the firm’s banking and finance team. Sara advises primarily institutional clients on all types of international and domestic financing transactions, involving real estate, fund, acquisition and asset finance. She has particular expertise in structured finance and is skilled at assisting clients with the structuring and setting up of regulated and unregulated securitisation vehicles as well as the issuance and listing of securities.
Sara is a fully qualified German lawyer and holds a postgraduate degree in business law and a diplôme de juriste conseil d’entreprise from the Université de Poitiers. She is a member of the Cologne (Germany) and Luxembourg Bars.

François-Régis Gonon
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/fran%C3%A7ois-r%C3%A9gis-gonon-83a14ab/

François-Régis Gonon is a partner in the banking and finance practice of Mayer Brown’s Paris office, and is a member of the Paris fund and investment management group. His experience includes structured finance, securitisation, acquisition finance and fund finance, general banking transactions and banking and finance regulatory matters, and he has been involved in the structuring or restructuring of a significant number of pan-European or French securitisation or factoring programmes and asset-based lending transactions, representing sponsors, arrangers or originators. He has advised financial institutions or sponsors on structured or leveraged finance matters involving a wide variety of assets and industries, and has extensive experience in banking and finance regulatory matters. He is admitted to the Hauts de Seine Bar.

Dominic Griffiths
Managing partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/dominicgriffithsmayerbrown/

Dominic Griffiths is a finance lawyer and managing partner of Mayer Brown’s London office. He represents financial institutions and companies across a broad spectrum of domestic and international financing transactions. His practice is particularly focused on securitisation and structured finance, as well as asset-based lending. Dominic has in-depth experience in European and transatlantic cross-border corporate trade receivables securitisations, RMBS, CMBS and CLOs. He has also worked on a significant number of matters for Italian banks and corporates.
The practice Dominic leads includes lawyers focusing on debt capital markets, derivatives, structured finance, asset-based lending, asset finance, project and commodities finance, acquisition finance, restructuring, corporate and real estate finance. The team frequently works with colleagues in the firm’s corporate, real estate, insurance and litigation groups across the Americas, Europe and Asia.

Susan Günther
Counsel, Mayer Brown
[email protected]
https://www.mayerbrown.com/en/people/g/gunther-susan

Susan Günther is a counsel in the Frankfurt office of Mayer Brown’s tax practice. She advises national and international clients on all tax aspects related to corporate and finance transactions, focusing on credit financing, securitisation and real estate transactions. She is also experienced in advising multinational companies on employee mobility and all tax aspects related to German pension law. In addition, Susan advises insurance companies on entering into W&I insurances in connection with M&A transactions, and special tax insurances.
Susan is dual qualified, as lawyer and tax consultant (Steuerberater), and is a certified adviser for international tax law (Fachberater internationales Steuerrecht). She was a lecturer at Frankfurt School of Finance and Management on German tax law. She joined Mayer Brown in 2007.

Neil Hamilton
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/neil-hamilton-7038a16/

Neil Hamilton is a partner in the finance department of the London office of Mayer Brown, specialising in securitisation and securitisation regulation.

James Hanley
Associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/james-hanley-989b59127/

James Hanley is an associate in the banking and finance practice of Mayer Brown’s London office. He has a range of experience working with lenders, sponsors and borrowers on structured finance transactions, such as public and private securitisations, relating to a wide variety of asset classes including commercial loans, trade receivables, credit card receivables and development loans. James recently completed a secondment to the structured finance team of a leading UK bank.

Mawgan Harris
Managing director, structured finance team, HSBC
[email protected]
https://www.linkedin.com/in/mawgan-harris-b8640b41/

Mawgan Harris is a managing director in the structured finance team at HSBC. She has around 25 years of experience in the structured finance market, having originally trained as a lawyer at Norton Rose, working on a variety of financing products before specialising in securitisation and derivatives. Mawgan joined HSBC in 2004 and has since worked on numerous transactions backed by financial and trade receivables, working with large multinationals, financial institutions and non-bank financial clients. She was responsible for developing the bank’s participation in private securitisations in Asia while based in Hong Kong, and since returning to London in 2016 has overseen the bank’s private securitisations for corporate clients across the United Kingdom and Europe.

Tim Healy Kavanagh
Associate, Mayer Brown
[email protected]

Tim Healy Kavanagh is an associate in the banking and finance practice of Mayer Brown’s London office. He has experience acting for lenders, sponsors and borrowers in public and private securitisations across a variety of asset classes, loan portfolio sales, loan-on-loan and repack transactions. Tim recently completed a secondment to the structured finance team of a leading UK bank.

Willem Jarigsma
Partner, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/willemjarigsma/

Willem Jarigsma is a finance lawyer in the Amsterdam office of Loyens & Loeff. Willem works mainly on financing transactions, with a special focus on asset-based lending. He has been with the firm since 1993 and became a partner in 2002. Until 2014, he headed the banking and finance practice group. From 2014 to 2018 he was the firm’s managing partner.

Jaime Lad
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/jaime-lad-95a17054/

Jaime Lad is a senior associate in the banking and finance department of Mayer Brown’s London office. Her practice comprises structured finance and securitisation transactions for investment banks and corporate borrowers. She represents arrangers, sponsors, lenders, borrowers, investors and servicers in a variety of securitisation transactions including CMBS, RMBS, auto loan and warehouse transactions. Jaime also advises on issues arising from regulations such as the UK Securitisation Regulation and the EU Securitisation Regulation.
Jaime has been with Mayer Brown since 2014 and joined the finance department in 2016. She also has experience working in-house in the Barclays structured finance legal team, working on RMBS, CMBS and covered bonds transactions.

Harjeet Lall
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/harjeetlall/

Harjeet Lall is a securitisation and structured finance lawyer at Mayer Brown LLP in London. Her practice focuses on a wide range of securitisation and structured finance transactions including trade receivables, auto loans and CRE/CMBS transactions. She routinely advises investment banks, financial institutions and conduit purchasers on both private and public securitisation transactions.

Andreas Lange
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/andreas-lange-46b4365/

Andreas Lange is a partner in the Frankfurt office of Mayer Brown’s banking and finance practice. He focuses on securitisation, factoring, supply chain finance and related regulatory banking and derivative law. Andreas has been involved with securitisations since 2004 (including the first true sale securitisation in Germany). He has also advised on a number of regulatory projects in connection with bad banks, derivative regulation and distressed US securitisations. In 2006 he was seconded to the Chicago office and worked on structured products.

Valentina Lattanzi
Partner, Gattai, Minoli, Partners
[email protected]
https://www.linkedin.com/in/valentina-lattanzi-a4406025/

Valentina Lattanzi is a partner in the banking and finance department at Gattai, Minoli, Partners, specialising in structured finance transactions.
Valentina has been involved in securitisation transactions with all asset classes as well as in complex and innovative transactions (including cross-border transactions, the setting-up of servicing/outsourcing platforms and inventory financing deals). She also has wide experience in UTP/NPL transactions (single-name and large portfolios). Over the last few years she has developed significant experience in the fintech field and is recognised as an innovative professional in the Italian market. Before moving to Gattai she worked for a major Italian firm, including as resident lawyer in the firm’s London office, where she gained significant experience in international transactions. She is coauthor of a book on fintech focusing on the regulatory requirements of various countries. She speaks Italian, French and English.

Maria Lehtimäki
Partner, Waselius & Wist
[email protected]
https://www.linkedin.com/in/marialehtimaki/

Maria Lehtimäki is a partner in the banking, finance and capital markets practice areas of Waselius & Wist. She joined the firm in 2012 and has been a partner since 2020. Maria advises financial institutions, investors and corporates on cross-border financing and capital markets transactions, and related regulatory matters. Key areas of her practice include structured finance and securitisations across a variety of asset classes and industries, including aviation. She also has experience in special situations financing and distressed investments.
She has advised the originators and arrangers in many inaugural securitisation transactions, including innovative structures previously unseen in the Finnish market.

Brett Lewis
Trainee solicitor, Mayer Brown
[email protected]
https://www.linkedin.com/in/brett-lewis-a7b28254/

Brett Lewis works at Mayer Brown and has particular experience in structured finance deals and transactions within emerging markets. In addition to his experience at Mayer Brown, Brett is also a fully qualified ICAEW chartered accountant, having obtained his ACA while advising financial services clients at a number of the Big Four professional services firms.

Sarah Libregts
Senior associate, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/sarahlibregts/

Sarah Libregts advises financial institutions, lease companies, mortgage providers and corporate enterprises in a broad range of domestic and international financing transactions. She specialises in asset-based lending (including crossborder receivables purchase transactions and commodity financing transactions) with a focus on securitisations. Her experience encompasses various asset types, such as residential mortgages, car and equipment leases, consumer loans, trade receivables, diamonds and all sorts of bulk commodities.
In 2017 she completed a client secondment where she assisted a significant company group with putting in place a cross-border esoteric securitisation from A to Z. She also has extensive experience in capital markets transactions with a particular interest for sustainable debt instruments. Sarah is a key member within both the firm-wide capital markets team and the ESG team of Loyens & Loeff. She has recently been recognised as a “Rising Star” by the Legal 500.

Jake Lindsay
Counsel, Mayer Brown
[email protected]
https://www.linkedin.com/in/jakelindsay/

Jake Lindsay is counsel in the London office of Mayer Brown’s banking and finance group. He has extensive experience across a broad range of securitisation (public and private) and structured finance transactions and advises financial institutions, credit funds, asset managers, corporate borrowers and fintech companies, with a focus on cross-border structures and on complex multi-jurisdictional transactions.
Jake has a broad base of experience in transactions involving a wide array of asset classes, including trade receivables, credit card receivables, consumer and personal loans, residential mortgage loans (including equity release mortgages), commercial mortgage loans, leases, insurance products and other types of inventory. He also advises clients on a number of regulatory matters, particularly securitisation-related regulatory matters, and is involved with various industry associations. Jake has worked closely with clients whilst seconded to the London offices of various investment banks and consequently has a very client-focused approach to managing transactions and providing straightforward legal advice.

Robyn Llewellyn
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/robyn-llewellyn-88481a262/

Robyn Llewellyn is a senior associate in the banking and finance team of Mayer Brown’s London office. His practice focuses on structured finance and derivative transactions for banks, corporates and investment funds, covering public and private markets and a variety of asset classes. Robyn edits the Mayer Brown derivatives blog and has contributed to many firm publications. He trained at a Magic Circle law firm after studying for undergraduate and postgraduate degrees at Oxford University, where he was an examiner and edited a textbook on unjust enrichment.

Francesco Lucernari
Counsel, Gattai, Minoli, Partners
[email protected]
https://www.linkedin.com/in/francesco-lucernari-3b907b5/

Francesco Lucernari is counsel in the banking and finance department of Gattai, Minoli, Partners. Throughout his career, Francesco acquired extensive expertise in the structuring and subsequent management of securitisation transactions, as well as financing transactions (corporate financing, real estate financing, NPLs, public sector receivables, trade receivables, purchase and sale of assets). He has also developed significant experience in the structuring of derivative transactions and the related contractual documentation, with both domestic and international practice models. He speaks Italian, English and French.

Ronan Mellon
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/ronan-mellon-42391027/

Ronan Mellon is a partner in the banking and finance practice of Mayer Brown’s London office. He focuses on structured finance, securitisation and collateralised loan obligations. His extensive experience covers a broad range of asset classes including SME loans, trade receivables, project loans and development loans. Ronan has over 20 years of CLO structuring and documentation experience at three international law firms, representing both collateral managers and arrangers. Ronan has also structured CLOs while seconded to two large US investment banks.

David O’Connor
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/david-o-connor-1a8294/

David O’Connor is a structured finance and securitisation partner in Mayer Brown’s London office. He has represented lenders, arrangers, servicers, borrowers and investors in numerous financing transactions and restructurings involving commercial real estate debt in Europe. He works closely with hedge funds, private equity funds and investment banks on CMBS, RMBS and covered bond transactions. He also advises on whole business securitisations, trade receivables securitisations, warehouse lines and loan portfolio sale transactions (both distressed and performing). Prior to joining Mayer Brown in 2013, David worked in the London and Tokyo offices of another major international law firm and also spent three years working as an investment banker in the European Commercial Real Estate Group at a German multinational investment bank in London.

Dolapo Oshin
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/dolapo-oshin-83084753/

Dolapo Oshin is a senior associate in the banking and finance practice of Mayer Brown’s London office. His practice covers a broad range of securitisations, collateralised loan obligations and other structured investment transactions. His experience includes working on public and private transactions across a range of jurisdictions and asset classes including trade receivables, SME loans and mortgage loans. He has a particular focus on collateralised loan obligations.

Mariana Padinha Ribeiro
Counsel, Mayer Brown
[email protected]
https://www.linkedin.com/in/mariana-padinha-ribeiro-39208225/

Mariana Padinha Ribeiro is counsel in the banking and finance practice of Mayer Brown’s London office. She acts for originators, issuers and investors in the financial sector on a range of domestic and international securitisation and structured finance products including public ABS transactions, warehouse financings, portfolio sales, and pass-through and structured instruments. Mariana’s practice is focused on securitisation transactions and other structured finance transactions across all major asset classes such as RMBS, auto loans, consumer loans, trade receivables, P2P asset-backed securities and other bespoke assets.

Edmund Parker
Partner and global practice head of derivatives and structured products, Mayer Brown
[email protected]
https://www.linkedin.com/in/edmundparker/

Edmund Parker is a partner and global practice head of derivatives and structured products at Mayer Brown. Ed’s work covers all aspects of derivatives at the highest levels. He has previously been nominated as Global Derivatives Lawyer of the Year, a reflection of his technical excellence in this field.
Ed advises on complex OTC and structured credit, equity, fx, crypto and commodity derivatives, as well as insurance- and pensionslinked derivative structures.
He advises on distressed derivatives, together with litigation and insolvency colleagues, as well as advising on central clearing issues and derivatives regulation. He has notable experience in global initial margin regulation projects related to EMIR and other regimes, and large projects driven by regulation, and he also advises on capital relief and synthetic securitisation transactions. Ed has been sole author and editor of numerous books published by Globe Law and Business, as well as co-editing other Globe titles with Marcin Perzanowski.

Arnau Pastor
Associate, finance, Cuatrecasas
[email protected]
https://www.linkedin.com/in/arnau-pastor-i-giribet-34221790/

Arnau Pastor advises on public and private securitisation transactions with a diverse range of underlying assets (eg, mortgage assets, invoices and non-performing loans). He participates in international transactions for the sale of credit rights/receivables within the framework of crossborder issues of bonds and securitisations, as well as other structured financing transactions. Arnau also specialises in financial derivatives, advising banks and companies on negotiating and drafting the framework documents for derivatives, whether based on ISDA and CMOF (Spanish Master Agreement) market standards or ad hoc contracts. He has extensive experience in interest rate hedge agreements associated with syndicated financing, and other OTC products (eg, deal-contingent swaps, credit default swaps and forward swaps).

Izabela Pawlak
Associate, Mayer Brown
[email protected]
https://www.mayerbrown.com/en/people/p/pawlak-izabela

Admitted to the New York Bar, Izabela Pawlak is an associate in the banking and finance practice of Mayer Brown’s London office. Her practice comprises structured finance transactions for investment banks and corporates, and focuses in particular on securitisations (public and private) of a variety of asset classes, structured products and bespoke structured lending transactions. Izabela joined Mayer Brown in 2019, having previously worked in the London office of a large international law firm.

Peter Pears
Partner, Mayer Brown
[email protected]
https://www.linkedin.com/in/peter-pears-8b727139/

Peter Pears is a partner in the capital markets practice of the London office of Mayer Brown. He acts for issuers and underwriters on a range of domestic and international capital markets products including Eurobond, medium-term note, commercial paper, regulatory capital, securitised, corporate hybrid and liability management transactions. Peter’s clients include financial institutions, major corporations, sovereigns, municipalities and supranationals across Europe, the United States, Africa and Asia.
Peter has considerable experience in sustainable debt and ESG principles and regularly advises on green, social and sustainable bonds, sustainabilitylinked bonds and ESG regulatory matters, currently sitting on the International Capital Markets Association Green Bond Principles Advisory Council.

Judith Raijmakers
Partner, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/judith-raijmakers-0b12904/

Judith Raijmakers heads the Swiss banking and finance team at Loyens & Loeff. She specialises in finance transactions including securitisations. She assists a large number of leading banks and institutions on financial regulatory matters. Thanks to her deep knowledge of Swiss, Luxembourg and Dutch financial legislation and markets, she acts as a sounding board for various experts and authorities on financing matters. Her clients include banks, financial institutions, large corporates and investors.

Emily Renouf
Senior associate, Ogier
[email protected]
https://www.linkedin.com/in/emily-renouf-91202a45/

Emily Renouf works as part of a specialist listings team for Ogier’s listing agent, Ogier Corporate Finance Limited, advising clients in relation to listings on the International Stock Exchange (TISE). Emily has considerable experience assisting clients in relation to both the initial listing process and ongoing requirements.
Prior to her current role at Ogier (which commenced in April 2018), Emily spent three years at TISE as a listings manager, reviewing listing applications and providing assistance and support to the Listing and Membership Committee.
Emily has extensive experience in the areas of banking and finance, having previously worked on a wide range of transactions, including Islamic finance and real estate and more general corporate and commercial work, including listings. Emily began her legal career with Ogier in 2008 and subsequently trained with the firm. She was admitted as a solicitor in England and Wales in 2010.

Martijn Rongen
Senior legal counsel, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/martijn-rongen-6333851b/

Martijn Rongen is senior legal counsel and a member of the finance practice group at Loyens & Loeff, advising on financing and securities law. He was a lecturer and researcher at the Radboud University of Nijmegen. Martijn regularly teaches and publishes articles on financing and security rights. He obtained his PhD in 2012 on the subject of the assignment of claims in financial transactions, focusing on securitisations.

Kirsten Schürmann
Counsel, Mayer Brown
[email protected]
https://www.linkedin.com/in/kirsten-sch%C3%BCrmann-9092143/

Kirsten Schürmann is a counsel in the Frankfurt office of Mayer Brown’s banking and finance practice. She advises on banking and finance, securitisation and capital markets issues. She advises clients on national and international matters across a broad spectrum of asset-based lending transactions, securitisation transactions (with a focus on German auto loan, consumer loan and trade receivables) and supply chain finance. Prior to joining Mayer Brown in 2005, Kirsten worked with Dresdner Bank AG/Institutional Restructuring Unit (IRU) (2003–2005). Kirsten was seconded to the legal department of UBS Deutschland AG in 2007 and to the legal department of Deutsche Bank AG in 2017/2018.

Gary Silverman
Counsel, Mayer Brown
[email protected]
https://www.linkedin.com/in/gary-silverman-1ba9144/

Gary Silverman is counsel in Mayer Brown’s banking and finance practice in London. Gary holds an LLM in banking and finance law from University College London and has specialised in advising corporate trustee and loan agency houses on a broad range of banking and debt capital market products for over 15 years, including securitisations and other forms of asset-backed and secured finance lending. He has significant experience advising on pre- and post-completion matters, including exercise of trustee discretion.

Aiden Small
Partner, Arthur Cox LLP
[email protected]
https://www.linkedin.com/in/aiden-small-05a53925/

Aiden Small is a partner in the finance group at Arthur Cox’s Dublin office. He specialises in structured finance, securitisation, credit structures/ CLOs and private funds transactions and works across all asset classes. Aiden’s clients include arrangers, asset managers, hedge funds, private equity firms and institutional investors.

Jakub Telicka
Senior associate, Mayer Brown
[email protected]
https://www.linkedin.com/in/jakub-telicka-94396a88/

Jakub Telicka is a senior associate in the banking and finance team of Mayer Brown in London. He is qualified in England and Wales, and in New York. He represents originators, arrangers and lenders on public and private securitisations, warehouse financings and forward-flow transactions relating to a range of asset classes, including residential mortgages (with a particular focus on equity release/lifetime mortgages) and corporate loans. Jakub further advises on trade receivables financings and European CLOs.

Niklas Thibblin
Managing partner, Waselius & Wist
[email protected]
https://www.linkedin.com/in/niklas-thibblin-015bb75/

Niklas Thibblin is the managing partner of Waselius & Wist and heads the firm’s tax and structuring practice. He joined the firm in 2000 and has been a partner since 2009. He is a member of, among others, the Finnish Bar Association and the International Fiscal Association. Niklas has also spent time with Loyens & Loeff in Rotterdam and Luxembourg working on various international tax issues. Niklas focuses on corporate taxation, particularly in an international and cross-border context. He has extensive experience in structuring demanding cross-border transactions, including tax law aspects of structured finance and securitisation deals.
He has advised the originators and arrangers on the tax aspects of many inaugural securitisation transactions, including innovative structures previously unseen in the Finnish market.

Marc Vermylen
Partner, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/marc-vermylen-1424a4b/

Marc Vermylen is managing partner of Loyens & Loeff Belgium, and heads the banking and finance practice group in Brussels. He is recognised worldwide as an expert and influential lawyer in banking law and finance law. Marc has substantial experience in secured financing, clearing and settlement, and securitisations. He is renowned for his expertise in asset-based financing, Euroclear-related matters and financing of large projects. His clients include investors, originators and lenders. He acts as Belgian counsel to ISDA and banking associations constituting the German banking industry (Deutsche Kreditwirtschaft) regarding the netting and collateral industry opinions. Marc’s extensive track record has earned him several recommendations by Chambers & Partners and the Legal 500.

Josée Weydert
Partner, NautaDutilh
[email protected]
https://www.linkedin.com/in/joseeweydert/

Josée Weydert is the managing partner of NautaDutilh Luxembourg, where she heads the Luxembourg banking and finance practice. Josée specialises in financing, securitisation, (debt and equity) capital markets and financial regulatory matters. Josée is a trusted adviser of numerous financial institutions, financial professionals and corporate groups. Due to her extensive experience working in the capital markets and banking practice, including in the capital markets and structured finance department at a well-known Luxembourg bank, she has particularly strong expertise in the banking and capital markets fields. With more than 25 years of legal experience, Josée enjoys high recognition among both market players and clients. She was recently named Leading Expert in Banking & Finance Law in Luxembourg by Chambers Europe 2022 and as a Women Leader by the IFLR1000. Josée and her team contribute regularly to various publications. She obtained her law degree from the Robert Schuman University in Strasbourg (1992).

Florian Thomas Willi
Associate, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/florian-thomas-willi/

Florian Thomas Willi is an associate and a member of the banking and finance practice group of Loyens & Loeff Zurich. Florian specialises in financial regulatory matters, including licensing procedures of financial institutions, collective investment schemes, asset management, banking law, fintech matters and anti-money laundering as well as finance transactions, financial restructurings and securitisations. Prior to joining Loyens & Loeff, Florian worked at a leading Swiss law firm in Zurich, the District Court of Zurich and taught at the University of Zurich at the Chair for Private, Commercial, European and Comparative Law.

Sharita Willigenburg
Senior associate, Loyens & Loeff
[email protected]
https://www.linkedin.com/in/sharita-willigenburg-9002a5a9/

Sharita Willigenburg is a finance lawyer in the Amsterdam office of Loyens & Loeff. She advises on financing transactions, focusing on asset-based lending, financial restructurings and insolvency matters. Sharita has been with the firm since 2016 and was seconded to the New York office from 2019 to 2020.

Dominic Griffiths